Buying a property can be far less stressful when you understand the process

Step 1 - Arranging your mortgage & instructing a solicitor:

Before you start your property search we advise that you arrange your finances and, if required, have a mortgage agreed in principal. This will confirm how much money you will have to fund the purchase, which will give you a better idea of your price range when searching for a property. We are happy to recommend a local mortgage broker if required. It is also advisabe you instruct a solicitor to act on your behalf during the process. We are happy to recommend a local solicitor if required.

Step 2 - Registering with us:

Register your details and requirements with R L Morris by calling us on 020 3086 8844 or emailing us at and we will provide you with current and future availability. Or simply register on our website.

Step 3 - Viewings:

Once we have registered your requirements we will select properties that match your criteria and arrange viewings on your behalf. We offer accompanied viewings so that we are always available to advise where necessary.

Step 4 - Making an offer:

Once you have decided on the property you wish to purchase we will put forward your offer verbally and in writing, which will include any special conditions of the offer. From time to time you may be requested to provide evidence of your mortgage agreed in principal.
Note: There are no legal obligations on either side until contracts are signed.

Step 5 - Offer agreed:

Once your offer is accepted we will then prepare a memorandum of sale, write to all parties confirming the agreed price and ask you to confirm your solicitor’s and mortgage broker’s details.

Step 6 - Conveyancing:

Part of the conveyancing process involves your solicitor requesting their own local searches, raising any enquiries on receipt of the draft contract from the sellers solicitor, agreeing on a date of exchange of contracts. We will work together with your solicitor and negotiate throughout the process, keeping you up to date at every step of the way.

Step 7 - Survey:

A survey of the property will be booked by a surveyor on behalf of the mortgage lender. The surveyor will identify any structural problems and advise on the value of the property.

Step 8 - Mortgage offer:

After the valuation report is received from the surveyor a formal mortgage offer will be sent to you and your solicitor, you will sign this before it is returned.

Step 9 - Exchange of contracts:

Once all enquiries have been confirmed and agreed exchange of contracts will take place. Once contracts have been signed by both parties the deposit (usually 10% of the purchase price) will be transferred or paid by banker’s draft from your solicitor to the sellers solicitor. A completion date is then set by mutual agreement.

Step 10 - Completion:

Once the residual monies (usually 90%) are transferred from your solicitor to the seller’s solicitor’s account completion can take place. Once the monies are cleared in the seller’s account we will then release keys.


You have just sold your property through R L Morris








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